Stay Ahead of HOA Surprises

Educate Early. Stand Out as the HOA Expert.
Join the HOA Sales Expert Program to access exclusive buyer and seller videos, quick tips, and trusted resources that help you build confidence, earn referrals, and lead with expertise.
For over two decades, Association Online (AO) has been the go-to resource for real estate professionals navigating the complexities of HOAs. From insights to documentation, AO equips you with the tools and knowledge to turn HOA challenges into trust-building opportunities.

Understand HOA Fees
HOAs charge for transaction data and services- some fees are due upfront, others at closing. These can add up quickly. Get a full estimate early and use it in your contract negotiations.

Avoid Disclosure Risks
Colorado law requires sellers to provide 24 HOA disclosures. If they're incomplete or non-compliant, buyers can cancel- or sue up to four years later. Most portal and document packages fail to meet state requirements.
Let Association Online handle it. We deliver compliant CIC packages and carry the legal risk for your seller.

Don’t Overlook Metro Districts
Metro districts don't require the same disclosures, but fees can be just as high. Always disclose early and clearly to avoid surprises and protect your seller.

Cut Out-of-Pocket Costs
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Use the Seller Association Authorization (SAA)
Found in your agent docs or on DORA’s site, the SAA lets you or AO act on the seller’s behalf.
→ Saves up to $1,000 in rush fees and document costs. -
Choose the Right Title Company
Colorado properties can have up to four HOAs. Make sure your title partner can locate and manage all of them.
→ Avoid delays, extra fees, and post-close lawsuits.